Small Balance Florida Commercial Hard & Private Money Call or TEXT 813.516.5210
California Commercial Hard and Private Money Loans
Fast, Responsive, Equity Driven Alternative Financing. Based on Equity No Credit.
Your California hard money direct source for equity driven commercial deals now in San Francisco, Los Angeles, San Diego, Oakland, Sacramento, and more. If you have exhausted your Commercial financing options and hit a road block let SCM validate your loan. As a business owner and self-employed borrower, we realize all the critical stresses on your business and how the need for capital can rise on a moments notice. When that time arises you need a private money source who understand issues with less than perfect credit, income verification issues, out of the box request unique to you commercial business and industry. At SCM you can expect a responsive, understanding, compassionate, underwriter who is ready to help get the commercial financing you need based on the equity in your building. The California commercial real estate market is making a steady recovery and those refinancing and purchase request will be creating more stress and demand on banks who can't handle the request. We fill the void where banks fail and allow good borrowers to use the equity and provide capital to their most valued asset there business. SCM is a hard money portal connecting borrowers to unlimited sources of Hard Money Commercial Capital. Apply today for your California Bridge and Collateral commercial hard money loan. Types of Properties our Hard Money Investors are Looking for in California:
Mixed Use Retail Centers
Multi Family Hotels
Strip Centers Self Storage
Office Complexes Nightclub
Gas Stations Office Condos and Commercial Land, Light Industrial
Steps to Get Approved on your California Commercial Hard Money and Private Money Loan:
Fill out a quick loan form
One of our Hard Money Investors will call you directly
Our Underwriting will determine the value of your property
You must show some ability to repay the loan
You must submit leases and lease income
Copy of your commercial survey and Profit and Lost Statement
Articles of Incorporation
12 Months of Bank Statements
Pictures of your Property
If a Purchase then a Purchase Contract
Basic terms or you California Commercial Hard Money Loan:
Ltvs up to 65% of the value of your Building and Land
Same Day to 48 hour validations
Terms: 1/2/3/5/7 years
Rates 8% to 12%
Loans sizes 50k to 10 million
Some with prepayment some without
No out of pocket up front fees
Brokers can make up to 2 points
Closing time up to 21 days ideally 14 days or less based on Clear title
Many times no appraisals saving your clients thousands.
Once your loan is endorsed you can use the cash out for any reason, to expand your business, purchase more equipment, debt consolidation, payroll, pay off property taxes, purchase another building, purchase inventory, and merchandise, you need liquid cash many times to secure new business and contracts. At SCM we have hundreds of our hard and private money investors living in Califronia who move quickly, and understand the special needs of your city, town, county and will give you the deal and the special attention it needs. When time is of the essence you can count on SCM to close your Califronia Deal. Call us or fill out 2 minute lead request today.
"I just closed a commercial loan in St. Petersburg. A 16 unit apartment complex for $100,000 at 11.5% interest. It was a free and clear equity driven low documentation refi with no appraisal so it closed fast!"