Small Balance Florida Commercial Hard & Private Money Call or TEXT 813.368.9919

Florida Commercial Loan Criteria and Terms

Shop Commercial Mortgage can normally provide money to approved borrowers in two weeks. To get a better understanding of our loan criteria and terms, they are summarized below:

Loan Size — We provide loans from $50K to $10M

Collateral — The property equity is the collateral, therefore we require a free and clear property or a very small mortgage. Commercial loans require a 50% minimum down payment

Rates — Our Florida commercial loan rates run 9-12%

Term of the Loan — We offer terms of 1,3, 5, or 7 years

Required Documentation — Current equity, bank statements, rental agreements, other documents as needed

Loan-To-Value (LTV) — Hard money and private investment commercial loans is 55%

Fees — No upfront fees. Borrower may pay appraisal fee and commercial insurance. No site visit or due diligence fees. Points can be 2-3, with brokers making 1-2 points.

Shop Commercial Mortgage will issue your commitment in 72 hours or less. Once all paperwork is received we can get your money to you in about seven days. We are available to all customers in Florida and have a particular interest in the metropolitan areas of Orlando, Jacksonville, Ft. Myers, Miami, Tampa, Sarasota, Daytona, Boca Raton, and so forth.

For a full understanding of our criteria and terms, visit our Commercial Loans criteria and terms page. That page will also describe in detail our closing process and more information about documentation we may request of you. You can always call us at 813-516-5210 for more information, or leave an online request. If you need to close a commercial mortgage fast, contact Shop Commercial Mortgage today!

FL Commercial Hard Money Loans | Ft Lauderdale Commercial Land Loan

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"I just closed a commercial loan in St. Petersburg. A 16 unit apartment complex for $100,000 at 11.5% interest. It was a free and clear equity driven low documentation refi with no appraisal so it closed fast!"

Mikle / Broker


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