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Florida Self Employed Mortgage Loans for Borrowers

Florida Private Money | FL Commercial Mortgage

It can be difficult for self-employed borrowers to obtain mortgage financing. Unlike a salaried employee of a company, the self-employed borrower won’t have a regular pay stub to show their income. Shop Commercial Mortgage can overcome these barriers and help self-employed borrowers get the money they need.

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Here are some things a self-employed borrower may need to provide to verify their income:

  • Personal and business tax records for the past two years
  • Proof of self-employment with a business license or a letter from a CPA
  • Bank statements showing personal or business income
  • Profit and loss report for their business
  • Business credit references

Shop Commercial Mortgage can help self-employed borrowers. We offer fast approvals, easy closings, experienced underwriting, and expert loan professionals to help you along the way. We won’t burden you with excess documentation requests, and you will find our mortgage approval process simple and convenient.

If you are looking for mortgage financing for a commercial property in Florida to help your self-employed business, apply with Shop Commercial Mortgage by filling out a Loan Request with basic information. Our underwriters will call you and discuss your existing property and the equity you have. We will then inspect the property and determine its value and the amount of financing available. If approved, we will issue a commitment to finance the property within 72 hours.

Shop Commercial Mortgage can normally get the money you need within 14-21 days. You don’t have to wait months to hear from a commercial bank, only to find you aren’t approved for financing. If you have a property with existing equity your credit rating won’t be an issue, as our investors will secure their investment with the equity. Don’t wait for uncertain conventional loan processing — call Shop Commercial Mortgage today!

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"I just closed a commercial loan in St. Petersburg. A 16 unit apartment complex for $100,000 at 11.5% interest. It was a free and clear equity driven low documentation refi with no appraisal so it closed fast!"

Mikle / Broker


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