Small Balance Florida Commercial Hard & Private Money Call or TEXT 813.516.5210

Golf Course Loans

Florida is the land of golf courses, more golf courses than any other state as would make sense since you have more retirement communities than any other state.  We at SCM want to refinance and help you pull cash out of your small, medium size or premier golf course. Most courses or 100 to 200 scores with small club house, buildings for equipment, and massive investment in irrigation systems. We almost treat a golf course loan like a land loan. Give most of the value to the land, however several golf courses in upscale communities have 2 to 3 million clubhouses which of course we give much extra valuation than just a land loan. Many smaller community private golf courses have struggled to stay open and cant get a loan at the larger banks due to bad credit, bumps in the credit, no credit or being self employed.  At SCM. we will work with good clients who can show income in bank statements and do have positive cash flow however might show a lost in their business income taxes for decpreciation purposes.

Since Florida is such a vacation state, many cities such at Orlando, Ft Myers, Boca, West Palm, Sarasota, Tampa, Ocala, Hollywood, South Miami, have extensive larger golf courses owned by big corporations or many partners. However you still have hundreds of smaller courses in the state independently owned or owned by a few people who or desperately seeking avenues to get funding for their golf course.

  • Ltvs to 55%
  • Loans 50,000 to 5 million
  • Close in 21 days or less
  • Make sense underwriting
  • Rates 9% to 12%
  • No upfront fees
  • No extensive exprensive appraisals wasteful like the banks charge costing 10,000 and takes 90 to 120 days to get and answers. Time and Speed is our specialty. And getting loans funded.
  • All of Florida
  • 9 hole course, 18 hold course, no matter what size. Equity is what we are looking at.

If you have been declined by banks for you Florida golf course refinance we at SCM, can help you with you hard money loan or private money loan and get you the close you need in 21 days or less for your improvement projects. No obstacles, no hassles, no road. We are looking exclusively at the equity in the golf course and your 24 months of banks statement for cash flow. Take a few moments fill the information sheet, our investors and underwriters will  call and take some brief information and setup and appointment to look at your property. Of course one major requirement is your golf course must have clear title no liens or judgements. Give SCM a try when you have been turned down by the bank on you golf course refinance and have bad credit we can help.

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"I just closed a commercial loan in St. Petersburg. A 16 unit apartment complex for $100,000 at 11.5% interest. It was a free and clear equity driven low documentation refi with no appraisal so it closed fast!"

Mikle / Broker


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