Fast, Responsive, Equity Driven Alternative Financing. Based on Equity No Credit.
Your California hard money direct source for equity driven commercial deals now in San Francisco, Los Angeles, San Diego, Oakland, Sacramento, and more.
If you have exhausted your Commercial financing options and hit a road block let SCM validate your loan. As a business owner and self-employed borrower, we realize all the critical stresses on your business and how the need for capital can rise on a moments notice.
When that time arises you need a private money source who understand issues with less than perfect credit, income verification issues, out of the box request unique to you commercial business and industry.
At SCM you can expect a responsive, understanding, compassionate, underwriter who is ready to help get the commercial financing you need based on the equity in your building. The California commercial real estate market is making a steady recovery and those refinancing and purchase request will be creating more stress and demand on banks who can't handle the request. We fill the void where banks fail and allow good borrowers to use the equity and provide capital to their most valued asset there business. SCM is a hard money portal connecting borrowers to unlimited sources of Hard Money Commercial Capital. Apply today for your California Bridge and Collateral commercial hard money loan
Types of Properties our Hard Money Investors are Looking for in California:
- Mixed Use Retail Centers
- Multi Family Hotels
- Apartments Warehouse
- Strip Centers Self Storage
- Office Complexes Nightclub
- Gas Stations Office Condos and Commercial Land, Light Industrial
Steps to Get Approved on your California Commercial Hard Money and Private Money Loan:
- Fill out a quick loan form
- One of our Hard Money Investors will call you directly
- Our Underwriting will determine the value of your property
- You must show some ability to repay the loan
- You must submit leases and lease income
- Copy of your commercial survey and Profit and Lost Statement
- Articles of Incorporation
- 12 Months of Bank Statements
- Pictures of your Property
- If a Purchase then a Purchase Contract
Basic terms or you California Commercial Hard Money Loan:
- Ltvs up to 65% of the value of your Building and Land
- Same Day to 48 hour validations
- Terms: 1/2/3/5/7 years
- Rates 8% to 12%
- Loans sizes 50k to 10 million
- Some with prepayment some without
- No out of pocket up front fees
- Brokers can make up to 2 points
- Lite Documenation
- Closing time up to 21 days ideally 14 days or less based on Clear title
- Many times no appraisals saving your clients thousands.
Once your loan is endorsed you can use the cash out for any reason, to expand your business, purchase more equipment, debt consolidation, payroll, pay off property taxes, purchase another building, purchase inventory, and merchandise, you need liquid cash many times to secure new business and contracts.
At SCM we have hundreds of our hard and private money investors
living in Califronia who move quickly, and understand the special needs of your city, town, county and will give you the deal and the special attention it needs. When time is of the essence you can count on SCM to close your Califronia Deal.
Call us or fill out 2 minute lead request
California Commercial Hard Money Loans