Small Balance Florida Commercial Hard & Private Money Call or TEXT 813.368.9919

Florida Direct Clients

We Specialize in Self Employed Borrowers With Less Than Perfect Credit!

What you can expect as a borrower when you submit your loan to
  • Need a Fast Answer?
  • Quick Answers Same Day to 48 hrs
  • Easy Closings, Streamlined Process
  • Experienced Underwriting To Give you Peace of Mind
  • All less than prefect credit okay
  • 150 Years of Hard Money Experience to Work on you Deal!!
  • World Class Team of Knowledgeable Professionals always here to answers your Questions.!!
At we have the largest pool of hard money and private investors to meet all your financial refinance and commercial purchase needs. Many of you have recently applied at a bank and experienced the frustration of being turn down, due to lack of income, or credit issues.Our Commercial Loan programs will eliminate that concern as all of our programs are Equity Driven not credit driven. Our underwriters will tailor make a loan program to meet you financial objectives and requirements.We focus more on the equity in your property and realize you have many different reasons for needing a private commercial loans such as:
  • Getting your Hands on cash out quickly
  • Paying off debt
  • Purchasing New Equipment
  • Paying Property taxes
  • Expanding your Building
  • and many more reasons.

How to Apply for a Hard Money Commercial Loan

  1. Fill out a Loan Request with your basic information
  2. One of our experienced underwriters will call you
  3. They will discuss your property and how much equity you have.
  4. They will touch base and see how much of a loan you need refinance or purchase
  5. Our Hard Money Underwriting will determine a value and inspect your building and land
  6. They will issues a commitment within 72 hours.
  7. Underwriters will need copy of leases if your have renters
  8. Pictures of the property
  9. These mandates or subject to title, inspection and your ability to repay the loan.
  10. The loan will go through a simple underwriting process.
  11. Typical closing times on free and clear commercial property would be 14 to 21 days not 60 to 90 days like a bank.

Program Highlights

  • Loan to Values to 65%
  • Stated and Lite Documentation
  • Loan sizes 50k to 10 Million
  • Loan Areas Florida New York and California
  • Terms: 1/2/3/5/7 years
  • Closing Times 14 to 21 days assuming no issues on the property inspection title or income issues
  • You can close in LLC’s or Partnerships
  • Appraisals will be done on a case by case basis
  • All credit accepted
  • Ideally the property will be income producing
Our simple, easy, streamlined commercial loan application programs gives you less frustration, more peace of mind, and the security that we will close your loan without any bank hassles. Our investors are aggressively searching for free and clear strip centers, apartment buildings, mixed use, multi-family, and commercial buildings with great pride of ownership in Florida, California and New York.

Florida Self Employed Borrowers in Tampa

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    "I just closed a commercial loan in St. Petersburg. A 16 unit apartment complex for $100,000 at 11.5% interest. It was a free and clear equity driven low documentation refi with no appraisal so it closed fast!"

    Mikle / Broker


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