Small Balance Florida Commercial Hard & Private Money Call or TEXT 813.368.9919

Strip Center

Strip centers in Florida continue to be popular as the state continues to gain residents and visitors, with data showing strip center growth of 15-20% over the last seven years. Large malls are less popular as residents want goods and services close to home. This growth means that strip center owners need cash for upgrades, maintenance, and other uses. Shop Commercial Mortgage can help with our strip center financing program.

Our investor network is ready to help strip center property owners recover cash from the accumulated equity in their properties. We can arrange for loans from $50K to $5M depending on the property’s value. Our program is perfect for those who are:

  • Self-employed
  • Dealing with credit issues
  • Have good credit but claim repeated losses on taxes for depreciation expense
  • Have a previous foreclosure or bankruptcy

Shop Commercial Mortgage’s investors use the equity in your strip center as collateral for their loan. We can typically offer 50-55% of the LTV once our investors meet with you and inspect the property. We can work with owners who have strip centers in good condition and have 60% or better occupancy. If you own a strip center that is free and clear of a mortgage we can normally get you approved and financed within 21 days.

Another advantage of working with Shop Commercial Mortgage is our “makes sense” underwriting. We are not burdened by cumbersome commercial bank rules regarding income, credit, or self-employment. If you have been trying to get money out of your strip center and can’t get approved by conventional lenders, come to us. Here are just some of the reasons to finance through Shop Commercial Mortgage:

  • No upfront fees

  • Coverage throughout Florida

  • Loans from $50K to $5M

  • Bad credit is not a problem

  • Rates 9-12%

There’s no reason to keep struggling with conventional lenders to get your hard-earned equity out of your strip center. Call or text Shop Commercial Mortgage today at 813-368-9919 or email

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    "I just closed a commercial loan in St. Petersburg. A 16 unit apartment complex for $100,000 at 11.5% interest. It was a free and clear equity driven low documentation refi with no appraisal so it closed fast!"

    Mikle / Broker


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